Legal

Privacy Policy

Last updated: May 2026

1. Introduction

Cura Tech Systems Limited ("Cura", "we", "us", "our"), a company registered in Nigeria with RC No. 9514240, is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use the Cura platform at getcura.co.

This Policy complies with the Nigeria Data Protection Act 2023 (NDPA) and the Nigeria Data Protection Regulation 2019 (NDPR).

2. Who This Policy Applies To

This Policy applies to all Users of the Cura platform including:

Company administrators and HR managers

Employees registered on the Platform

Healthcare providers registered on the Platform

Visitors to the Cura website

3. Information We Collect

3.1 Information You Provide

Company registration

Business name and CAC registration number

Contact name, email address, and phone number

Business address and state

Bank account details

Uploaded verification documents (CAC certificate, director ID, etc.)

Employee registration

Full name and email address

Phone number

Employee ID

BVN hash (we store a one-way hash, never the actual BVN)

Health wallet balance and transaction history

Provider registration

Business name and type

Contact person and email address

Phone number

Operating licence number

Address, state, and LGA

Bank account details

Uploaded verification documents

3.2 Information We Collect Automatically

Device type and operating system

Browser type and version

IP address

Pages visited and features used

Time and date of access

Transaction logs and activity history

3.3 Information From Third Parties

We may receive information about you from:

Paystack — payment processing and transaction data
BVN verification — name and phone number from the NIBSS BVN database (via Paystack) for identity verification purposes only

4. How We Use Your Information

We use your personal data for the following purposes:

PurposeLegal Basis
Creating and managing your accountContract performance
Processing wallet funding and paymentsContract performance
Verifying your identity and businessLegal obligation
Disbursing and managing health creditContract performance
Sending transactional emails and notificationsContract performance
Detecting and preventing fraudLegitimate interest
Complying with regulatory requirementsLegal obligation
Improving the PlatformLegitimate interest
Responding to your enquiriesLegitimate interest

We will never use your personal data for purposes incompatible with those listed above without your explicit consent.

5. How We Store Your Data

5.1 Storage Location

Your data is stored on secure servers provided by Supabase, hosted on AWS infrastructure. Data may be stored outside Nigeria but is always protected by appropriate safeguards in compliance with the NDPA.

5.2 Retention Period

We retain your personal data for as long as your account is active and for a period of 7 years after account closure to comply with Nigerian financial record-keeping requirements. BVN hashes are deleted immediately upon account closure.

5.3 Security Measures

We protect your data using:

AES-256 encryption for data at rest

TLS 1.3 encryption for data in transit

Role-based access controls limiting who can access your data internally

Regular security audits and vulnerability assessments

Two-factor authentication for administrative access

6. Sharing Your Information

We do not sell your personal data. We share your data only in the following circumstances:

6.1 Service Providers

ProviderPurposeData Shared
PaystackPayment processingName, email, bank details, transaction data
SupabaseDatabase and authenticationAll account data
BrevoEmail deliveryEmail address, name
RenderBackend hostingApplication logs

All service providers are bound by data processing agreements and may only use your data for the specified purpose.

6.2 Regulatory and Legal Requirements

We may disclose your data to government authorities, regulators, or law enforcement agencies where required by law or court order.

6.3 Business Transfer

In the event of a merger, acquisition, or sale of Cura's assets, your data may be transferred to the acquiring entity. We will notify you before your data is transferred and becomes subject to a different privacy policy.

7. Your Rights Under the NDPA

Under the Nigeria Data Protection Act 2023, you have the following rights:

Right to access

You may request a copy of the personal data we hold about you at any time.

Right to rectification

You may request correction of inaccurate or incomplete personal data.

Right to erasure

You may request deletion of your personal data subject to legal and regulatory retention requirements.

Right to restriction

You may request that we restrict processing of your data in certain circumstances.

Right to data portability

You may request your data in a structured, machine-readable format.

Right to object

You may object to processing of your data for direct marketing or where we rely on legitimate interest as our legal basis.

Right to withdraw consent

Where processing is based on your consent, you may withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at hello@getcura.co. We will respond within 30 days.

8. Cookies

The Cura platform uses cookies and similar technologies to:

Maintain your login session

Remember your preferences

Analyse platform usage to improve performance

You may control cookies through your browser settings. Disabling cookies may affect the functionality of the Platform.

9. Children's Privacy

The Cura Platform is not intended for use by persons under the age of 18. We do not knowingly collect personal data from children. If you believe a child has provided us with their personal data, please contact us at hello@getcura.co and we will delete it promptly.

10. Third Party Links

The Platform may contain links to third party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal data.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by email or by posting a notice on the Platform. The date at the top of this Policy reflects the most recent update. Your continued use of the Platform after any changes constitutes acceptance of the revised Policy.

12. Data Protection Officer

For privacy-related enquiries, requests, or complaints, contact our Data Protection Officer at:

Email: hello@getcura.co

Subject line: Data Protection Enquiry

Address: Cura Tech Systems Limited, Nigeria

If you are not satisfied with our response, you have the right to lodge a complaint with the Nigeria Data Protection Commission (NDPC) at ndpc.gov.ng.

13. Contact

Cura Tech Systems Limited

RC No. 9514240

hello@getcura.co
getcura.co